【名词&注释】
投保人(applicant)、保险人(insurer)、人身保险合同(personal insurance contract)、两审终审(second instance as the finality)、保险合同纠纷、保险合同条款(insurance contract clause)、指定受益人(designated beneficiary)
[判断题]投保人在投保时,必须指定受益人(designated beneficiary),且在整个保险期限内不得中途变更。